:root{--bg:#F6F7FB;--ink:#0F1222;--ink-2:#2F3342;--ink-3:#636978;--ink-4:#A1A6B4;--line:#E7E8EE;--line-strong:#D4D6DE;--paper:#FFFFFF;--accent:#F47A20;--accent-ink:#B8530C;--accent-tint:#FFEEDD;--violet:#5B4FE9;--violet-ink:#3B32B8;--violet-tint:#ECEAFE;--navy:#13182A;--navy-2:#1B2138;--navy-line:#2A3050;--warn:#FFF4D6;--warn-ink:#7A5600;--err:#C2361F;--maxw:1180px;--pad:clamp(20px,3vw,40px)}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--ink);background:var(--bg);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased;font-feature-settings:"cv11","ss01"}
a{color:var(--violet-ink)}a:hover{color:var(--violet)}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--pad)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
:focus-visible{outline:2px solid var(--violet);outline-offset:2px}
.topbar{position:sticky;top:0;z-index:50;background:rgba(246,247,251,.88);backdrop-filter:saturate(1.2) blur(8px);-webkit-backdrop-filter:saturate(1.2) blur(8px);border-bottom:1px solid var(--line)}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:600;letter-spacing:-.01em}
.brand:hover{color:var(--ink)}
.brand-mark{width:30px;height:30px;border-radius:50%;overflow:hidden;background:#fff;border:1px solid var(--line-strong);flex:0 0 auto}
.brand-mark img{width:100%;height:100%;object-fit:cover}
.brand .tld{color:var(--accent)}
.nav{display:flex;align-items:center;gap:6px}
.nav a{text-decoration:none;color:var(--ink-2);font-size:14px;font-weight:500;padding:8px 12px;border-radius:8px}
.nav a:hover{color:var(--ink);background:rgba(23,24,27,.04)}
.nav a[aria-current]{color:var(--ink);font-weight:600}
@media (max-width:640px){.nav .hide-sm{display:none}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:inherit;font-weight:600;text-decoration:none;cursor:pointer;padding:11px 18px;border-radius:999px;font-size:14px;line-height:1.1;border:1px solid transparent;transition:background .15s,border-color .15s,color .15s}
.nav .btn-accent,.btn-accent{background:var(--accent);color:#fff;border-color:var(--accent)}
.nav .btn-accent:hover,.btn-accent:hover{background:var(--accent-ink);border-color:var(--accent-ink);color:#fff}
.btn-ghost{background:var(--paper);color:var(--ink);border-color:var(--line-strong)}
.btn-ghost:hover{border-color:var(--ink);color:var(--ink)}
.btn-violet{background:var(--violet);color:#fff;border-color:var(--violet)}
.btn-violet:hover{background:var(--violet-ink);color:#fff}
.crumbs{padding:22px 0 0;font-size:13px;color:var(--ink-3)}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li{display:flex;gap:6px}
.crumbs li+li::before{content:"/";color:var(--ink-4)}
.crumbs a{color:var(--ink-3);text-decoration:none}.crumbs a:hover{color:var(--ink)}
.page-head{padding:20px 0 28px}
.page-head h1{font-weight:800;font-size:clamp(30px,4.6vw,52px);line-height:1.05;letter-spacing:-.035em;margin:0;max-width:22ch;text-wrap:balance}
.page-head .lede{margin:14px 0 0;color:var(--ink-3);font-size:clamp(15px,1.6vw,17px);max-width:62ch;text-wrap:pretty}
.calc{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:20px;align-items:start}
@media (max-width:900px){.calc{grid-template-columns:1fr}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:clamp(18px,2.4vw,28px)}
.form{display:flex;flex-direction:column;gap:18px}
.row{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px}
.f{display:flex;flex-direction:column;gap:7px;min-width:0}
.f[hidden]{display:none}
.f>label,.f .lbl{font-size:13.5px;font-weight:600;color:var(--ink-2)}
.f .hint{font-size:12.5px;color:var(--ink-3);margin:0}
.f input[type=text],.f select{font:inherit;font-size:15.5px;height:48px;padding:0 14px;border:1px solid var(--line-strong);border-radius:10px;background:var(--paper);color:var(--ink);width:100%;font-variant-numeric:tabular-nums;transition:border-color .15s,box-shadow .15s}
.f select{appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'><path d='M1 1l5 5 5-5' stroke='%23636978' stroke-width='1.6' fill='none'/></svg>");background-repeat:no-repeat;background-position:right 14px center;background-size:12px;padding-right:36px}
.f input:focus,.f select:focus{outline:none;border-color:var(--violet);box-shadow:0 0 0 3px var(--violet-tint)}
.f.bad input,.f.bad select{border-color:var(--err)}
.err{margin:0;font-size:12.5px;color:var(--err);font-weight:500}
.err:empty{display:none}
.money{position:relative}
.money input{padding-right:34px!important}
.money::after{content:"₽";position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--ink-3);font-weight:600;pointer-events:none}
.pct{position:relative}.pct input{padding-right:34px!important}.pct::after{content:"%";position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--ink-3);font-weight:600;pointer-events:none}
.date{position:relative;display:flex}
.date input[type=text]{padding-right:48px}
.date input[type=date]{position:absolute;right:0;bottom:0;width:1px;height:1px;opacity:0;pointer-events:none;border:0;padding:0}
.date .pick{position:absolute;right:6px;top:6px;width:36px;height:36px;border:0;background:transparent;border-radius:8px;color:var(--ink-3);cursor:pointer;display:grid;place-items:center}
.date .pick:hover{background:var(--bg);color:var(--ink)}
.date .pick svg{width:18px;height:18px}
.seg{display:flex;flex-wrap:wrap;gap:6px;padding:4px;background:var(--bg);border:1px solid var(--line);border-radius:12px}
.seg label{flex:1 1 auto;position:relative;cursor:pointer}
.seg input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.seg span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:40px;padding:8px 12px;border-radius:9px;font-size:14px;font-weight:500;color:var(--ink-2);line-height:1.25}
.seg input:checked+span{background:var(--paper);color:var(--ink);font-weight:600;box-shadow:0 1px 2px rgba(15,18,34,.08),0 0 0 1px var(--line-strong)}
.seg input:focus-visible+span{outline:2px solid var(--violet);outline-offset:1px}
.seg.big span{min-height:46px;font-size:15px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--ink-2);cursor:pointer}
.check input{width:18px;height:18px;margin:1px 0 0;accent-color:var(--violet);flex:0 0 auto}
.pays{display:flex;flex-direction:column;gap:8px}
.pays .pay{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr) 40px;gap:8px;align-items:start}
.pays .del{height:48px;width:40px;border:1px solid var(--line);background:var(--paper);border-radius:10px;cursor:pointer;color:var(--ink-3);font-size:18px}
.pays .del:hover{border-color:var(--err);color:var(--err)}
.pays .add{align-self:flex-start;border:1px dashed var(--line-strong);background:transparent;border-radius:10px;padding:10px 14px;font:inherit;font-size:14px;font-weight:600;color:var(--violet-ink);cursor:pointer}
.pays .add:hover{border-color:var(--violet);background:var(--violet-tint)}
.form-foot{display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;padding-top:4px;border-top:1px solid var(--line);margin-top:4px;padding-top:18px}
.fresh{font-size:12.5px;color:var(--ink-3);margin:0}
.fresh.old{background:var(--warn);color:var(--warn-ink);padding:8px 12px;border-radius:8px;font-weight:500}
.res{position:sticky;top:78px;background:var(--navy);color:#E9ECF5;border:1px solid #232944;border-radius:16px;padding:clamp(20px,2.4vw,28px);display:flex;flex-direction:column;gap:18px;box-shadow:0 30px 60px -36px rgba(15,18,34,.55)}
@media (max-width:900px){.res{position:static}}
.res .k{font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:700;color:var(--accent)}
.res .total{font-weight:800;font-size:clamp(34px,4vw,46px);line-height:1;letter-spacing:-.035em;color:#fff;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.res .sub{margin:8px 0 0;font-size:14px;color:#9AA3C0}
.res dl{margin:0;display:grid;grid-template-columns:auto minmax(0,1fr);gap:8px 16px;font-size:14px;padding-top:16px;border-top:1px solid #232944}
.res dt{color:#9AA3C0}
.res dd{margin:0;text-align:right;color:#fff;font-weight:600;font-variant-numeric:tabular-nums}
.res .empty{color:#9AA3C0;font-size:14.5px;margin:0}
.res .note{margin:0;font-size:13px;line-height:1.5;color:#C7CCE0;background:var(--navy-2);border:1px solid var(--navy-line);border-radius:10px;padding:12px 14px}
.res .note b{color:#fff}
.res .acts{display:flex;flex-direction:column;gap:8px}
.res .cta{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;padding:15px 18px;border-radius:12px;background:var(--accent);color:#fff;font-weight:600;font-size:15px;text-decoration:none;text-align:center;line-height:1.3}
.res .cta:hover{background:var(--accent-ink);color:#fff}
.res .cta[aria-disabled=true]{opacity:.45;pointer-events:none}
.res .sec{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.res .sec button{font:inherit;font-size:13.5px;font-weight:600;padding:11px 10px;border-radius:10px;background:var(--navy-2);border:1px solid var(--navy-line);color:#E9ECF5;cursor:pointer}
.res .sec button:hover{border-color:#4A5288}
.res .sec button:disabled{opacity:.4;cursor:default}
.res .cta-note{margin:0;font-size:12.5px;color:#9AA3C0;text-align:center}
.details{margin-top:20px}
.details[hidden]{display:none}
.details h2{font-size:20px;font-weight:700;letter-spacing:-.02em;margin:0 0 14px}
.details h3{font-size:15px;font-weight:700;margin:22px 0 10px}
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:12px}
.tbl table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums;min-width:560px}
.tbl th{background:var(--bg);text-align:left;font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-3);padding:11px 14px;white-space:nowrap}
.tbl td{padding:11px 14px;border-top:1px solid var(--line);color:var(--ink-2);white-space:nowrap}
.tbl td.n,.tbl th.n{text-align:right}
.tbl tr.tot td{font-weight:700;color:var(--ink);background:var(--accent-tint)}
.tbl tr.off td{color:var(--ink-4)}
.formula{margin:14px 0 0;font-size:14.5px;color:var(--ink-2);background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:14px 16px;line-height:1.6}
.formula b{color:var(--ink)}
.quote{margin:14px 0 0;font-size:14.5px;line-height:1.6;background:var(--violet-tint);color:var(--ink);border-radius:12px;padding:14px 16px}
.article{display:grid;grid-template-columns:minmax(0,1fr);max-width:780px;padding:clamp(48px,6vw,80px) 0 0}
.article h2{font-weight:800;font-size:clamp(24px,3vw,32px);letter-spacing:-.03em;line-height:1.1;margin:40px 0 14px;text-wrap:balance}
.article h2:first-child{margin-top:0}
.article h3{font-size:18px;font-weight:700;letter-spacing:-.01em;margin:28px 0 10px}
.article p,.article li{font-size:16.5px;line-height:1.65;color:var(--ink-2);text-wrap:pretty}
.article p{margin:0 0 14px}
.article ul,.article ol{margin:0 0 14px;padding-left:22px;display:flex;flex-direction:column;gap:6px}
.article .ex{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:0 0 14px;font-size:15.5px}
.article .ex p{font-size:15.5px;margin:0}
.article .ex p+p{margin-top:6px}
.faq{max-width:780px;padding-top:clamp(40px,5vw,64px)}
.faq h2{font-weight:800;font-size:clamp(24px,3vw,32px);letter-spacing:-.03em;margin:0 0 18px}
.faq details{border-top:1px solid var(--line)}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:18px 36px 18px 0;font-weight:600;font-size:16.5px;position:relative;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:14px;font-size:24px;font-weight:400;color:var(--ink-3)}
.faq details[open] summary::after{content:"−"}
.faq details p{margin:0 0 18px;font-size:15.5px;line-height:1.65;color:var(--ink-2)}
.more{padding:clamp(48px,6vw,80px) 0 0}
.more h2{font-weight:800;font-size:clamp(22px,2.6vw,28px);letter-spacing:-.03em;margin:0 0 18px}
.links{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:12px}
.links a{display:flex;flex-direction:column;gap:6px;padding:18px;background:var(--paper);border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.links a:hover{border-color:var(--violet);color:var(--ink);transform:translateY(-1px)}
.links b{font-size:15.5px;font-weight:700;letter-spacing:-.01em}
.links span{font-size:13.5px;color:var(--ink-3);line-height:1.45}
.links .lib{background:var(--violet-tint);border-color:transparent}
.disc{margin:clamp(40px,5vw,64px) 0 0;padding:18px 0 0;border-top:1px solid var(--line);font-size:13px;color:var(--ink-3);max-width:80ch}
footer{border-top:1px solid var(--line);padding:36px 0 44px;font-size:13px;color:var(--ink-3);margin-top:clamp(48px,6vw,80px)}
footer .f-row{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
footer a{color:var(--ink-2);text-decoration:none}footer a:hover{text-decoration:underline;color:var(--ink)}
.f-links{display:flex;gap:18px;flex-wrap:wrap;margin-top:10px}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%) translateY(20px);background:var(--ink);color:#fff;padding:12px 18px;border-radius:10px;font-size:14px;opacity:0;transition:opacity .2s,transform .2s;pointer-events:none;z-index:100}
.toast.on{opacity:1;transform:translateX(-50%)}
.hub-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:14px}
.hub-card{display:flex;flex-direction:column;gap:10px;padding:24px;background:var(--paper);border:1px solid var(--line);border-radius:16px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.hub-card:hover{border-color:var(--violet);transform:translateY(-2px);color:var(--ink)}
.hub-card .norm{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-ink)}
.hub-card h2{margin:0;font-size:21px;font-weight:700;letter-spacing:-.02em;line-height:1.2}
.hub-card p{margin:0;font-size:14.5px;color:var(--ink-3);line-height:1.55;flex:1}
.hub-card .go{font-size:14px;font-weight:600;color:var(--violet-ink)}
.print-only{display:none}
@media print{
body{background:#fff;font-size:12pt}
.topbar,.crumbs,.form,.res .acts,.res .cta-note,.article,.faq,.more,footer,.toast,.fresh.old{display:none!important}
.page-head{padding:0 0 10pt}.page-head h1{font-size:20pt}
.print-only{display:block}
.print-only .brand-print{font-weight:700;font-size:11pt;margin:0 0 10pt}
.print-only dl{display:grid;grid-template-columns:auto 1fr;gap:3pt 14pt;margin:0 0 12pt;font-size:11pt}
.print-only dd{margin:0;font-weight:600}
.calc{display:block}.calc>.card{border:0;padding:0}
.res{position:static;background:#fff;color:var(--ink);border:1px solid #999;box-shadow:none}
.res .total,.res dd,.res .note b{color:var(--ink)}.res .k{color:var(--ink)}
.res dt,.res .sub{color:#444}.res .note{background:#fff;color:#222;border-color:#bbb}
.tbl{border-color:#999}.tbl table{min-width:0;font-size:10pt}.tbl th{background:#eee}
.details{break-before:auto}.disc{border:0}
}
.brief{background:var(--paper,#fff);border:1px solid var(--line,#E7E8EE);border-left:4px solid var(--violet,#5B4FE9);border-radius:14px;padding:18px 22px;margin:0 0 24px}
.brief h2{margin:0 0 8px;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3,#636978)}
.brief p{margin:0;font-size:16px;line-height:1.6;max-width:78ch}
@media print{.brief{display:none}}